A contract has been established between Qom University of Technology and Darik Bank Sepah, under which esteemed colleagues can purchase from contracted stores and centers in installments (interest-free) and without the need for a referral letter or other administrative processes. The purchasing method is as follows: an identifier will be assigned for each esteemed employee and sent via SMS. Colleagues can make their purchases by visiting the contracted online or physical stores and announcing their identifier. A list of contracted stores and centers is available on the Darik website at https://omiddarik.ir/.
Additionally, the phone number 8989 is available 24 hours a day to assist you.
How to use credit in Darik
In Darik, the maximum purchase amount from each store depends on the number of installments and your remaining credit, which can be calculated using the following formula:
Maximum purchase ability from the store = Number of installments of the store × Your monthly credit
Example:
Your monthly credit is 4 million tomans.
The number of installments for the online store Pakshoma in Darik is 12 installments.
48 million tomans = 12 installments × 4 million tomans
According to the above formula, at this moment you can purchase up to 48 million tomans from the online store Pakshoma, and this amount will be deducted in 12 installments of 4 million tomans from your future monthly salaries.
For all contracted stores in Darik, these calculations are performed automatically and can be viewed in your user account.