Announcement Number One of the Student Loan for the Second Half of the Academic Year 1400-1401

Announcement No. 1 of Student Loan for the Second Semester 1401-1400 Qom University of Technology

Registration time for loans and document submission to the Financial Aid Office at the University from 1400/11/04 to 1401/02/21

Link to complete information on daily student loans

Link to complete information on tuition-paying student loans

Steps for loan application and file formation :

Log in to the student portal through the address bp.swf.ir
Actions for students who entered the educational year 1400 and students who entered in previous years who are applying for the first time for loans:

A: Preliminary registration in the Welfare Fund system and actions to prepare and submit documents for file formation (according to Article 5) to the university's Financial Aid Office

B: If the documents are correct and complete, the registration of the student will be validated by the university and the student can re-enter the student's portal and register the username and password (national code), and submit their loan application .

Students who entered newly and have a loan file in the comprehensive Welfare Fund system in previous levels :

A: After logging into the student portal, students should take actions regarding their new level and register on the Welfare Fund website .

B: If in the previous educational level the installment booklet for the loans taken out has been issued, you should enter the student information section for the new education level .

C: Contact the Welfare Office of the university for following up on the validation of registration and accessibility for submitting loan request at the new level (it is necessary that the documents of guarantee and sufficient guarantors be reviewed and approved by the relevant expert)

Students having a file in the comprehensive Welfare Fund system in the educational level currently:

A: If incomplete the documents can validate the student's loan.

B: If the installment booklet for previous loans has been issued, they should provide the new educational level student information.

C: Contact the Welfare Office for follow-up on the validation of registration and accessibility for submitting loan request at the new level (necessary documents and sufficient guarantors must be verified and approved by the respective expert).

Students who have a file in the comprehensive Welfare Fund system in the current educational level can submit loan requests if their documents are complete and sufficient guarantee documents are provided.
Required documents to be presented to the Welfare Office of the University for the formation of the loan file are:

A: Provision of the original Student Commitment Document (Guarantee document), registered in one of the notary offices in the country (for information about the terms and guarantee documents refer to Articles 11 and 12 of the regulations on the payment and repayment of student loans and to the descriptions of the Welfare Office on the university's homepage.)

B: Provision of a payroll deduction certificate addressed to "Welfare Fund of Students of the Ministry of Science, Research and Technology" in the amount of 300000000 rials (to obtain loans up to 30 million tomans) and in the amount of 600000000 rials (to obtain loans exceeding 30 million tomans)

Note: Due to the ongoing COVID-19 pandemic and to assist students, providing a payroll deduction certificate from guarantors is not mandatory this semester.

C: Recent employment certificate of the guarantor

D:   Provision of the account number of the Bank Tejarat in the name of the student wishing to obtain student loans (especially for daily students)

E: Provision of documents and evidence specific to each of the selected loans

Note: It is imperative that the Student Commitment document be drafted precisely and legibly according to the draft announced by the Welfare Fund in one of the official notary offices and registered. It is evident that in case of non-compliance of the commitment document with the content of the announced document, a new notarial commitment document must be prepared to obtain the loan. It is recommended that esteemed students contact the university to inquire about the employment conditions of the guarantor(s) with the relevant expert and if approved, take steps to prepare the document and obtain a payroll deduction certificate.

Note: The beneficiary of this document is solely the Welfare Fund of Students of the Ministry of Science, Research and Technology and its details cannot be changed.

Note: The relevant regulations and the table of loan amounts and other information can be obtained from the Welfare section on the university's homepage.

The first batch of loan requests will be sent to the Welfare Fund in the second half of the current Esfand month and requests submitted afterward will be sent to the fund in 1401.

The contact number for the Welfare Office of the university: 3-02536641601 internal 170

Table of types, amounts, and timelines for granting of student loans in the second semester of 1401-1400

Row

Type of Loan

Educational Levels

Amount of Loan (in rials)

Deadline for formation of file and registration of request

Eligible students based on type of loan

Notes

1

Educational

All educational levels except PhD

Single 19500000

Married 39000000

1401/02/21

Daily students of public universities, centers affiliated with executive agencies, and technical and vocational colleges

* A married student will receive a loan equal to two times that of a single student upon providing proof of marriage.

2

Tuition from the Welfare Fund and Mehr Iran Qarz al-Hasna Bank

Associate, Bachelor's, Continuous and Non-continuous

13000000

1401/02/21

Welfare Fund Tuition Loans:

A: Second-round students of public universities, centers affiliated with executive agencies, and technical and vocational colleges

B: Students of Payame Noor universities, Comprehensive Scientific Application, Islamic Azad, and private nonprofit institutions

*A student can utilize only one event in each semester.

*Tuition loans are deposited into the university's account to cover part of the tuition debt of the applicant and are recorded as their debt in the student file.

*Newly admitted students in public universities can only benefit from the Welfare Fund tuition loan.

* Excess loan funds for students under the Committee on Assistance and the Welfare Organization are solely granted to students from those two institutions (if unemployed) as follows:

1. There is no need for the student to provide a commitment document for this loan, and the supporting institutions guarantee the loan payment.

2. Eligible students under support will be introduced by supportive institutions at the beginning of each semester, and applying for excess tuition loans is only possible through the Welfare Fund's student portal.

3. Due to the full payment of the excess tuition under this loan, students introduced are not able to receive both the Welfare Fund and the bank tuition loans.

Master's (Continuous and Non-continuous), Professional Doctorate, and Continuous Doctorate

26000000

Specialized Doctorate (Non-continuous)

65000000

Bank Tuition:

Students of comprehensive scientific applications, Islamic Azad universities and private non-profit institutions

*Students who have benefited from bank tuition loans in previous semesters may choose to utilize one of the Welfare Fund's or bank loans.

*Students who have used the Welfare Fund's tuition loans in previous semesters cannot utilize the Mehr bank's loan.

3

(Deposit) Married Housing

All levels (one-time payment during each level)

Tehran 325000000

1401/02/21

Daily students of public universities, centers affiliated with executive agencies and technical and vocational colleges

*Students must be married, homeless, and have a guarantee document and lease agreement (with tracking code).

*Housing loans will not be granted for the last permissible semester.

*If both spouses are students, only one can benefit from the housing loan.

Metropolitan Areas 260000000

Other cities 195000000

4

Urgent

The terms, conditions, and amounts of this loan will be announced before the commencement of the loan registration process (1401/01/27).

5

Special for PhD from the resources of the fund

The terms, conditions, and amounts of this loan will be announced before the commencement of the loan registration process (1401/01/27).

Special for PhD from the resources of the Cooperative Development Bank

Welfare Department Head: Ms. Soohanian        Contact Number: 3-02536641601 internal 170                                                                                     Sincerely, Welfare Office of Qom University of Technology

Row	Type of Loan	Educational Levels	Amount of Loan (in rials)	Deadline for formation of file and registration of request	Eligible students based on type of loan	Notes
1	Educational	All educational levels except PhD	Single 19500000 Married 39000000	1401/02/21	Daily students of public universities, centers affiliated with executive agencies, and technical and vocational colleges	* A married student will receive a loan equal to two times that of a single student upon providing proof of marriage.
2	Tuition from the Welfare Fund and Mehr Iran Qarz al-Hasna Bank	Associate, Bachelor's, Continuous and Non-continuous	13000000	1401/02/21	Welfare Fund Tuition Loans: A: Second-round students of public universities, centers affiliated with executive agencies, and technical and vocational colleges B: Students of Payame Noor universities, Comprehensive Scientific Application, Islamic Azad, and private nonprofit institutions	A student can utilize only one event in each semester. Tuition loans are deposited into the university's account to cover part of the tuition debt of the applicant and are recorded as their debt in the student file. Newly admitted students in public universities can only benefit from the Welfare Fund tuition loan. Excess loan funds for students under the Committee on Assistance and the Welfare Organization are solely granted to students from those two institutions (if unemployed) as follows: 1. There is no need for the student to provide a commitment document for this loan, and the supporting institutions guarantee the loan payment. 2. Eligible students under support will be introduced by supportive institutions at the beginning of each semester, and applying for excess tuition loans is only possible through the Welfare Fund's student portal. 3. Due to the full payment of the excess tuition under this loan, students introduced are not able to receive both the Welfare Fund and the bank tuition loans.
		Master's (Continuous and Non-continuous), Professional Doctorate, and Continuous Doctorate	26000000
		Specialized Doctorate (Non-continuous)	65000000
		Specialized Doctorate (Non-continuous)	65000000		Bank Tuition: Students of comprehensive scientific applications, Islamic Azad universities and private non-profit institutions	Students who have benefited from bank tuition loans in previous semesters may choose to utilize one of the Welfare Fund's or bank loans. Students who have used the Welfare Fund's tuition loans in previous semesters cannot utilize the Mehr bank's loan.
3	(Deposit) Married Housing	All levels (one-time payment during each level)	Tehran 325000000	1401/02/21	Daily students of public universities, centers affiliated with executive agencies and technical and vocational colleges	Students must be married, homeless, and have a guarantee document and lease agreement (with tracking code). Housing loans will not be granted for the last permissible semester. *If both spouses are students, only one can benefit from the housing loan.
			Metropolitan Areas 260000000
			Other cities 195000000
4	Urgent	The terms, conditions, and amounts of this loan will be announced before the commencement of the loan registration process (1401/01/27).
5	Special for PhD from the resources of the fund	The terms, conditions, and amounts of this loan will be announced before the commencement of the loan registration process (1401/01/27).
5	Special for PhD from the resources of the Cooperative Development Bank